As per the case given on Joan and Tom Anderson, it is evident that they are looking to move to St Croix from St Paul which can change their spending patterns and priorities. Using the family budget calculator, the expected budget (monthly and annual) is presented below.
As per the current earning and expenditure structure of the family, the details are as follows:
Salary of Joan per year – $37,000
Salary of Tom per year – $40,000
Their car pending – $4500
Yearly house payment – $11352
The housing condition is almost the same as St Paul’s in St Croix as it is $946 per month. After deducting their expenses towards car and housing, the balance amount left is $61,148 which is less than the probable expenses of them in their new place with 2 children. They are also liable to pay for healthcare and child care. This is certainly not a good idea to invest in a new house at this stage, as the expenses towards child care and health care are piling up. This can lead to a number of difficulties as the children grow. The salary drawn by them as a couple is insufficient to manage a family and invest in a new house. There are two recommendations to the couple. These are as follows:
– Work on salary hikes and stabilize the family before she conceives the baby as it is unclear if she will have a paid maternity leave
– Switch to a smaller apartment instead of larger if the only option is to move to St Croix
Google and Microsoft are the two technology giants that focus more on work life balance and family balancing in particular. Both the companies follow the concept of People Science that focuses on behaviors and traits that change over time with respect to the situations around. The structure of the workplace is designed in such a way that employees work, while they feel at home. Most of the hubs within the workplace are meant to develop the support system and internal relationships that can be of help during stressful scenarios (Kent, 2016). Going to dark program by Google has had great impacts as the employees get the opportunity to lead a stress free life devoid of technology and devices. Similar to Google, Microsoft offers interesting spots for employees to rejoice, socialize and cherish memories while they are actually at work. Due to these structures, it is feasible for the employees to socialize, understand how parenting works, get the opportunity to give exposure to their children and lead structured way of life. It is observed that people show poor commitment to life when they are not financially stable or physically healthy. Therefore, both the companies conduct periodic health checkups and organize sports tournaments that can keep them fit. Further, they are made financially stable during their sickness or maternity periods or when they commute for a longer distance every day. This makes their journeys interesting and healthy to practice.
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