联邦银行：为了应对市场风险，该银行已经建立了一个管理委员会，并纳入了一些有助于为银行提供指导的管理政策（Ali and Banks，2014）。诸如集团市场风险政策和交易账簿政策等管理政策为工作文化提供了支持，而管理委员会负责管理银行的资产和负债。
西太平洋银行：西太平洋银行实施的方法涉及五个步骤（西太平洋银行，2017）。该战略有五个方法 – 绩效管理，服务领导，数字化转型，目标成长和劳动力革命。这有助于银行构建连续订单以实现增长。介绍
Market Risk is one of those inevitable factors that can be associated with the functioning of the banks. It is seen that due to the indulgence of various ups and downs in the market, banks face certain level of upheaval in their day to day workings. In order to lessen the problem, these firms have incorporated and asserted the following methodologies in their security system. The methodologies thus used have been discussed below in details:
National Australia Bank: Due to the upheaval of the situation of market risk, there are certain aspects that have posed a problem on the working criteria of the National Australia Bank (De Jong, Loudon and Choo, 2016). The different methodologies that have been incorporated by the bank in order to lessen the market risk is by giving sole importance to their customers, engaging highly skilled and supportive staff and generating active returns on the equity of the share holders.
Commonwealth Bank: In order to cope up with the situation of market risk, the bank has constructed a management committee and also incorporated certain governing policies that help to provide guidance to the bank (Ali and Banks, 2014). The governing policies such as the group market risk policy and the trading book policy provides support to the working culture whereas the management committee looks after the assets and the liabilities of the bank.
Australia and New Zealand Bank: The ANZ bank has a strong risk management strategy that is followed up to control the obstacles that come up in between the growth of the bank (Australia and New Zealand Bank, 2017). The risk management procedure takes into consideration the use of various internal ratings that help to keep a check on the credit quality and eradicate the issues regarding financial crisis.
Westpac Bank: The methodologies that have been implemented by the Westpac bank involve a five step process (Westpac Bank, 2017). The strategy has a five – fold method is – performance discipline, service leadership, digital transformation, target growth and workforce revolution. This has helped the bank to construct a sequential order to attain growth. Introduction
Such an intangible asset or fictitious asset can now be capitalized and be gradually amortized over the average duration of customer’s association with the company. Hence in accordance with the new accounting treatment, $7.0 million asset in receivables and prepayments and a $3.9 million asset in intangibles have been recognized on 30th June 2016. Apart from this, there have been no other significant changes in the accounting policies or methods of computation since 30 June 2015 (Dick. 2016).