澳洲论文代写：货币市场

澳洲论文代写：货币市场

银行运行的意义
银行的运行基本上被定义为银行的客户担心银行将来会破产的时候，这就造成了一个恐慌的情况，客户可能会迅速提取所有的资金，以便他们不会因为存入资金银行。银行运行通常发生在银行处于无力偿债的情况下，特别是当活期存款账户的金额下降到低于预期的水平时。当银行支付超过向存款人支付小部分存款的限额时，可能会出现这种破产情况。活期存款制度运作良好，平衡银行的财务状况，除非有大量的人要钱，而余额低于一定水平。银行运行的情况可能会导致人们的信任受到破坏，他们认为他们可能永远赔钱（Moffatt，n.d.）。

澳洲论文代写：货币市场
金融市场危机分析
恰恰是资金也适用于短期货币市场基金，这就是短期货币市场基金在市场上表现良好的原因。传统的银行体系和商业银行也在很短的时间内用这笔存款的金额为这些贷款融资。使用表外机构并将其投资于长期资产和短期资产的想法解释了银行如何为流动性风险提供资金的原因。这种突然暴露还可以确保流动性以及车辆之间停止流动性的信用额度。结构性金融产品与抵押贷款证券一样被定义为金融危机的主要部分，投资也对财务报告进行了任意评级（Chudik and Fratzscher，2012）。假设多元化的主要原因是从使用AAA评级证券及其在市场上的高估值。

澳洲论文代写：货币市场

Meaning of a bank run
A bank run is basically defined as the tenure when customers of a bank fear that the bank will become insolvent in the future and this creates a panicky situation where the customers may withdraw all the money quickly so that they may not loose on their money deposited with the bank. Bank runs typically occur whenever the banks are in a situation of insolvency especially when the amount in the demand deposit account decreases to a lower level than the estimated one. Such insolvency situation may arise when the bank has paid more than the limit of paying small fractions of deposits to the depositors. The system of demand deposits works well and balances the financial situation of a bank unless a large number of people demand money and the balance falls below a particular level. Bank run situation may lead to disruption in the trust of the people who think that they may lose the money forever (Moffatt, n.d.).
澳洲论文代写：货币市场
Analysis of financial market crisis
It so happens that funds also work for the short term money market fund and this is the reasons why these short term money market fund perform well in the market. The traditional banking system and the commercial banks have also financed these loans with deposit amount at a very short notice. The idea of using the off-balance sheet vehicles and investing the same in long term assets and short term assets explains the reason how banks fund liquidity risk. This sudden exposure can also ensure the liquidity as well as the credit line which comes in between the vehicle for stopping liquidity. Structured financial products were defined as the major part of the financial crisis along with mortgage back securities and the investment also showed arbitrary ratings to the financial report (Chudik and Fratzscher, 2012).The main reason for assuming diversification was the benefit which was seen from using the AAA rated securities and its high valuations in the market.