澳洲论文代写：银行复苏与处置指令
2007金融危机冲击全球金融市场时，全球金融体系失去了稳定性。许多金融机构因危机而破产。欧盟委员会提出了银行恢复和解决指令的机制。这不仅限于欧洲银行。那些在欧洲做生意的跨国银行也必须遵守欧盟的规则。这样做是为了提升财务状况和恢复金融机构的稳定性（迪贝尔，2013）。的主要目标是BRRD从纳税人的各金融机构的股东或债权人负担成本。任何一家跨国银行的金融危机也会给他们正在做生意的成员国带来冲击，因此欧盟试图通过拯救纳税人承担金融危机的成本来弥补这一损失。2007确定的金融危机，有一个机制来保障信用机构和支持这些机构的完整性需要（Acharya，2013）。首先，私人投资者是股东，而不是纳税人承担失败的风险。其次，该BRRD确保金融机构不受金融危机影响，并能正常运行通过降低任何危机的影响。
工作BRRD机制
银行业复苏和解决指令已经出台应对全球金融危机。该机制的设计是为了将危机的负担从纳税人手中转移，并准备银行处理金融危机（发酵剂，2014）。当局将进行干预，以帮助银行免于倒闭。如果出现失败，那么损失将由股东和债权人承担。有国家决议基金已经设立了一个援助必须考虑到各成员国的银行破产案（库里明格，&涅托，2015）。成员国和跨国国家很高兴与欧盟委员会合作。这样，金融机构将能够面对任何危机，打击他们。
澳洲论文代写：银行复苏与处置指令
When the financial crisis struck the global financial market in 2007, the banking system lost its stability worldwide. Many financial institutes failed due to the crisis. The European Union commission came up with a mechanism of Banking Recovery and Resolution Directive. This was not only limited to the European banks. The cross-border banks that were doing business in Europe also had to abide by the rules of the European Union. This was done to lift up the financial condition and get back the stability of the financial institutions (Dubel, 2013). The major objectives of the BRRD were to shift the burden of cost from taxpayers to the shareholders or creditors of the respective financial institutions. The financial crisis in any cross-border bank also can extend the shock to the member nations where they are doing business, so European Union tried to compensate this by saving the taxpayers from bearing the cost of financial crisis. The financial crisis in 2007 identified that there is a need for a mechanism to protect the credit institutions and uphold the integrity of these institutions (Acharya, 2013). Firstly, the private investors that are, the shareholders and not the taxpayers bear the risk of failure. And secondly, the BRRD ensures that the financial institutions are not affected much by the financial crisis, and can normally run by lowering the impact of any crisis.
MECHANISM OF WORKING OF BRRD
Banking Recovery and Resolution directive have come up to deal with the global financial crisis. The mechanism has been designed so as to shift the burden of crisis from taxpayers and prepare the banks to handle a financial crisis (Leaven, 2014). The authorities will intervene to help the banks from failures. If in case failure is there, then the losses are faced by the shareholders and creditors. There are National resolution funds that have been set up as an aid to be given to the member nations in case of bank failures (Krimminger, & Nieto, 2015). The member nations and the cross-border nations are pleased to cooperate with the European Union Commission. This way the financial institutions will be able to face any crisis that strike them.