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澳洲代写论文:保险合同 

澳洲代写论文:保险合同

如果是亚当,为了索赔他的保险金额,他应该考虑好的工业惯例,以改变这种情况。保险合同也被称为极度诚信合同。披露所有实质性的事实必须由客户承担风险。

一个唯物主义的事实被认为是一个会影响承销商的决定时,正在接受有关的风险接受或拒绝的条款和条件,将被应用。如果有从披露或歪曲,是唯物主义的,结果在接受就风险提出建议诱导保险事实客户侧故障;法律救济已被确定为政策障(Foss,2009)。

它是由澳大利亚保险法提供的,以便为持有该保单的当事人提供相关保障措施。考虑到良好的工业惯例,保险公司也有责任就清楚地被视为唯物主义的事实提出问题。而以决定是否政策应该避免或不,保险公司的可靠性必须在被扣留或给出的答案(Foss,2009)。政策的回避只能在事实尚未披露或歪曲和不在的情况下鲁莽或故意的客户是无辜的。

在考虑这些做法,可以说,作为披露或歪曲事实没有深思熟虑的意图,他声称他的保险金额的权利。

澳洲代写论文:保险合同

In case of Adam, in order to claim the amount of his insurance, he should be considering good industrial practices that may change the scenario. A contract of insurance has also been referred to as the contract of extreme good faith. Disclosure of all the facts that are materialistic has to be done by the customers with respect to which the risk is being covered.

A fact that is materialistic is referred to as the one which would result in influencing an underwriter when the decision is being taken related to acceptance or rejection of the risk along with the terms and conditions that are to be applied. If there is failure from the side of the customer in disclosing or misrepresenting the facts that are materialistic and that results in inducing the insurer for accepting the proposal made with respect to the risk; the lawful remedy has been identified as the avoidance of the policy (Foss, 2009).

It has been provided by the Insurance Act of Australia for giving relevant safeguards for the parties holding the policy. In consideration with the good industrial practices, it is also the responsibility of the insurers for asking questions with respect to the facts that have been considered materialistic in a clear manner. While taking the decision as to whether the policy should be avoided or not, the reliability of the insurers must be on the answers that are withheld or given (Foss, 2009). Avoidance of the policy should only be done where the facts had not been disclosed or misrepresented with a reckless or deliberate intention and not in the case when the customer is innocent.

In consideration with these practices, it can be stated that as the intention for disclosing or misrepresenting the facts had not been deliberate, he has the right of claiming his sum of insurance.